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You must have outstanding federal student loan debt that was incurred before June 30, 2022, including parent PLUS loans.
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You have to make less than $125,000 per year for single people, or $250,000 for heads of households and married couples.
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When determining eligibility, dependent current students must use the income of their parents or legal guardians.
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Federal loans taken out for graduate, professional, and/or undergraduate degrees are eligible.
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Even if you dropped out of school, you are still eligible.
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You might still be eligible for debt relief even if you fell behind on your federal student loans.
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Refunds may be available if you paid off your federal student loans during the payment pause that began in March 2020 or if you continued to make payments on those loans.
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You are ineligible if you obtained federal loans after June 30, 2022, or if you have already settled your student loan debt before March 2020.
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You are ineligible if all of your student loans are private.